The Association of Cosmetology Salon Professionals in partnership with Abbey Insurance & Tax Services recognizes your professional status by working together on protecting what you have worked so hard to achieve as a professional in your special occupation which is, most importantly, your ability to keep earning an income even if you're unable to work and to help you simply protect what’s important to you both personally and professionally in every aspect of your life!
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ACSP PROFESSIONAL South Carolina Resident MEMBERSHIP BENEFITS
Including SC Licensed individuals living outside the State of South Carolina!
*Plan coverage's, rates, availability and qualifications vary by state. Limitations, exclusions and waiting periods may apply. You must contact Abbey Insurance & Tax Services to verify availability in your state, get coverage details, rates and enrollment forms. Must have a current or new membership and be actively working to qualify for benefits.
ACSP PROFESSIONAL Non-Resident MEMBERSHIP BENEFITS
REDUCED ANNUAL NON-RESIDENT MEMBERSHIP FEE OF $45!
*Plan coverage's, rates, availability and qualifications vary by state. Not all products available in all states. Limitations, exclusions and waiting periods may apply. You must contact Abbey Insurance & Tax Services to verify availability in your state, get coverage details, rates and enrollment forms. Must have a current or new membership and be actively working to qualify for benefits.
Exclusive Term Life Insurance
All ages are on a simplified underwriting non-medical issue basis for association members and their spouses only.
Important! All insurance benefits require direct enrollment through Abbey Insurance. This benefit is available to members and spouse only.
Independent Contractor “Occurrence Form” General and Professional Liability Insurance
Specifically designed for booth renter or mobile services!
Benefit level of $1,000,000. (Coverage and annual premiums and fees vary by state)
Here is some important information to help people understand the value of our programs and our services as compared to a large number of people paying an organization without actually getting a policy in their name and really knowing if or how well they are covered.
Coverage regarding many other associations which also includes several other affiliate associations under them providing a large number of contractors coverage as your policy which is really only a certificate of insurance which is NOT a policy and YOUR NAME is never added to the master policy so in the event of a law suit being filed against you as an independent contractor do you really want to take a chance on finding out whether you have adequate coverage only after you have been sued? OR would it be better to know you have a policy in YOUR NAME by getting a copy of your individually issued, fully insured policy with YOUR NAME LISTED AS THE INSURED on the policy not just on a one page certificate?
With our program you receive YOUR OWN POLICY with YOUR NAME listed on it. Our program is specifically designed for Independent Contractors who may be mobile in addition to practicing in a fixed location and our policy automatically includes $50,000 of communicable disease coverage which most other polices expressly exclude. Also with our program you have the option to add, for a small additional premium, $25k/$50k - $50k/$100k - $100k/$200k of Sexual Abuse Coverage which again most policies expressly exclude.
Please keep this in mind as well, you will contact us with any questions, changes, claims or other needs regarding your policy which means you know who will be taking care of you by name as opposed to just being a number in a group of people and never knowing who will answer your call.
Whom would you prefer to have working for you, someone with over 30 years of experience working directly with a recommended or endorsed by organizations within your specific profession or just a hourly paid representative in a customer services department?
*Annual premium and fees amount will vary due to services provided, type of license held, state taxes and fees.
Important! All insurance benefits require direct enrollment through Abbey Insurance. This benefit is available to Licensed Professional members only.
Emergency Assistance Coverage!
We protect members 24 hours a day, 365 days a year, during times of crisis and against catastrophic financial loss.
If a member needs emergency assistance services, then the services are completely FREE to the member and coverage pays all of the costs of providing lifesaving medical transportation.
For only about $1 per day, this is a 45% discount for members, so you can have peace of mind knowing that lifesaving emergency services are only a call away!
Individual or Family Major Medical Plans
NOTE: If you live in the following States the major medical plans are not available! AK, HI, MA, ME, NJ, NY, RI and VT
