For over 33 years we have been providing all lines of personal and commercial coverage's for almost any industry in the USA although, for over 25 years we have been specializing in helping professionals in the Beauty/ Cosmetology/Aesthetics/Salon/Spa/Medical Spa industry to protect themselves with our Occurrence Form Professional and General Liability insurance coverage.

We have a specially designed occurrence form program which provides coverage starts with basic hair care , nail care, massage services and Aesthetics all the way through Medical Aesthetics, Micropigmentation (Permanent Cosmetics), Laser Services, Injectable Services and much more for individuals, independent contractors OR Complete Salon/Spa/Medical Spa Owners.

Note: We want to make sure that you understand this program is Occurrence Form which is much different and better than a Claims Made coverage which is the most common type language currently available to most in your industry.

See Occurrence VS Claims Made Disclosure Information page - CLICK HERE!